TELOS carries out an audit of the client's insurance portfolio on a regular basis which involves analysing existing insurance covers in terms of risk gap analysis, premium ratings, discounts eligible and allowed, additional clauses, extensions, self insurance techniques  etc., and making recommendations about amendments to coverages, new covers etc. TELOS also liaises with the Insurance Companies, Insurance Regulatory and Development Authority (IRDA) and several other bodies for these purposes on behalf of clients.

Claim settlement is the Litmus Test of any Policy.TELOS' personnel have adequate necessary experience / expertise to advise on large complex insurance claims in the fields of marine, fire, engineering, project insurance, property, consequential losses, liability etc.

TELOS carries out an in-depth analysis and review of the portfolio activity profile including physical inspection exercises to determine and design appropriate insurance coverage customised to cope with the client's risk exposure. This interalia includes guidance on valuation of assets for insurance.
 

TELOS advises on arranging special insurance covers on international lines for new and mega-sized risks.

TELOS's specialised "Legal Cell" advises on legal issues concerning liability risk exposures arising from normal day-to-day operations of an organisation. The exposure areas include - Product and Public Liability, liability for Professional advice rendered, e-liabilities and of late, the increasing Director's & Officer's Liability. TELOS also advises on designing appropriate insurance policies catering to such liability risk exposure areas.

TELOS has a special "Projects Risk Management Cell" which renders advice right from the drawing board stage of the project till the time the project is commissioned and rendered commercially operational, keeping in mind the requirements of Indian / Foreign parties / financial institutions.
This cell has the requisite experience and expertise in arranging project insurance packages on international lines including highly specialised / mega-sized projects.
 

TELOS advises on appropriate indemnification clauses to be incorporated in various contracts as a means of effecting transfer of risk to the other parties.